The rising cost of health care in America can be burdensome, especially for Medicare members with lower income levels. The Medicare Blog has published a guide with information on what programs are available and who can qualify. If you feel like you may be eligible for assistance but don't know where to start please let us know!
Beginning in April of 2018, all Medicare beneficiaries will begin to receive new Medicare ID cards that will replace their current one. The goal of this change is to make your personal information safer, and removing your social security number from your card will do just that!
Medicare recommends taking the following actions when you receive your card to make it harder for someone to steal your information and identity:
- Destroy your old Medicare card right away.
- Use your new card. Doctors, other health care providers, and plans approved by Medicare know that Medicare is replacing the old cards. They are ready to accept your new card when you need care.
- Beware of people contacting you about your new Medicare card and asking you for your Medicare Number, personal information, or to pay a fee for your new card. Treat your Medicare Number like you treat your Social Security or credit card numbers. Remember, Medicare will never contact you uninvited to ask for your personal information.
Medicare Cost plans are currently planned to "sunset" at the end of 2018. While details are still minimal, we are keeping a close eye on the situation and will be doing everything in our power to make sure that our clients have the most up-to-date information on what will be changing in 2019. For now, check out this article posted by HealthPartners that may answer some of your preliminary questions.
If you purchased a health insurance policy on MNsure.org for 2017 you are strongly encouraged to come back at the start of open enrollment. Together we can shop and compare plans to ensure you are getting the best deal and the best coverage for you and your family.
Your coverage starts according to the date you select a plan:
Plans selected betweenNovember 1, 2017 – December 20, 2017 will be effective January 1, 2018.
Plans selected between December 21, 2017 – January 14, 2018 will be effective February 1, 2018.
After open enrollment ends, you will have limited opportunity to add individuals to your coverage or make plan changes until the next open enrollment begins. Take advantage of this time to review your options and schedule your appointment today!
Today MNsure announced that it will offer a Special Enrollment Period(SEP) directly following the newly halved Open Enrollment Period. The SEP will give Minnesotans an additional four weeks to apply for health insurance, and will run from 12/16/17 through 1/14/18. For more information see the official press release by MNsure.