Deadlines Extended for January 2015 coverage

Health Insurance Carriers Extend Deadlines to December 31, 2014 for coverage effective date of January 1, 2015!!!

Several carriers in the State of MN, including Blue Cross Blue Shield of Minnesota and HealthPartners, have extended the original December 15, 2014 enrollment deadline to December 31, 2014, giving you more time to shop for January 1, 2015 coverage.  Please contact us for details as there are specific processes that need to be followed to ensure the correct effective date.

With the new deadlines – the receipt date for coverage OFF Exchange (Not MNsure), are:
Application received on or before:
* 11/15/2014 through 12/31/2014, the effective date if requested is 1-1-15,  otherwise a 2-1-15 effective date may be assigned.
* 1-1-15 through 1-15-15, the effective date will be 2-1-15.
* 1-16-15 through 2-15-15, the effective date will be 3-1-15.

After this time, open enrollment ends and you may only apply for coverage if you qualify with a triggering or qualifying event until the next open enrollment period begins in November of 2015.
MNsure Extends Enrollment deadline to December 20, 2014 at 4:30 pm for coverage effective date of January 1, 2015.

Unlike the insurance companies deadline going through the month of December, MNsure extended the deadline by four days – to allow customers more time to enroll for coverage effective date of January 1, 2015.  MNsure indicated that this decision was made in response to insurance companies extending January 1 enrollment deadline, not because of technical issues.