Blue Chip Insurance Services offers Group and Individual insurance plans to those residing in Minnesota. We work with many different insurance carriers on your behalf. 


We pride ourselves in not only obtaining the plans best for you initially but also working with our clients on an ongoing basis to always keep them in a competitive plan. Headquartered in the St. Cloud, Minnesota area; we not only travel the state ourselves, but may also have an agent close to you.

Blue Chip advisors are certified to sell products both on and off the State run Exchange, MNsure.

Health insurance plan changes may only be made during open enrollment or at the time of a special enrollment.  Click here for a list of eligible life events.  Open enrollment runs from November 1st through December 15th.

Our Mission


Blue Chip was founded with three core goals in mind, what we like to call "The 3 Cs".



At Blue Chip Insurance Services, our commitment is to be your trusted insurance advisors. We’re committed to understanding your unique needs and delivering the best solutions both now and in the future.  The experience and expertise we bring to the table are second to none, with an in-house professional staff sharing over 75 combined years of experience in the insurance industry.  Plus, we partner with a network of over 25 regional brokers to provide personal, hands-on resources in close proximity to where you live or operate your business. And, as a group client of Blue Chip Insurance Services, you will also have access to consultation with our attorney-on-retainer, Mr. Michael Paquette of American Legal Services. 



In our many years of working with clients to address their insurance needs, the most common concern raised by both businesses and individuals alike is how confusing and inconvenient it all can be.  Whether you’re dealing with a significant life change, wondering how to address your insurance needs in retirement or managing employee benefit plans, the options and details are complicated - to say the least.  Add to that the questions about the Affordable Care Act (ACA) and complicated can soon become overwhelming!  That's why one of our top priorities at Blue Chip Insurance Services is to help you sort through the confusion, determine the choices that are best for your specific needs, and make the entire process as convenient as possible.  


We work with a multitude of insurance carriers in order to provide each of our clients with the most competitive and comprehensive benefit choices available.

      Group Insurance Products
■ Health Insurance  - (including HSAs & Self-Insured)
■ Life Insurance – Voluntary or Employer Sponsored
■ Dental Insurance – Voluntary or Employer Sponsored
■ LTD Insurance (Long-Term Disability)
■ STD Insurance (Short-Term Disability)
■ COBRA/MN Continuation Assistance
■ Voluntary Workplace Benefits
■ Medicare Health Plans

Individual and Family Products 
Sales & Service through MNsure Exchange or Direct to Insurance Carrier:
■ Individual/Family Health Insurance (including HSAs) 
■ Medicare Health Plans
■ Part D Prescription Drug Plans
■ Life Insurance (Term, Universal, Whole Life)
■ Identity Theft and Legal Assistance Plans
■ Dental Insurance
■ Vision Insurance
■ Disability Insurance
■ Long-Term Care Insurance
■ Annuities (Immediate & Deferred)